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How to buy the best olive oil?

It can be difficult to pick an olive oil from a shelf full of bottles with widely varying prices. Here are a few quick tips to buy the best olive oil available in the market:

Read the label

Extra-virgin olive oil is the only kind you should buy. This does not mean the oil will be of the highest quality, but it does mean it will not be among the lowest quality. A bottle of “Olive Oil” or “Light Olive Oil” labelled simply “Olive Oil” is a refined oil and, like vegetable oil, they are not very intriguing.

Check the packaging.

The harvest and “use by” dates can be deciphered even if they’re written in Italian, French, or Spanish. The best olive oil producers are delighted to display the harvest date on their bottles. The use-by date can be a little misleading because it is normally 18 months from the time of bottling, rather than from the time of harvesting.

Pick dark colored bottles

In order to preserve olive oil, it is essential to use dark glass or other light-blocking materials. Most rancidity in olive oil results from prolonged exposure to ultraviolet radiation. Choose from a variety of packaging options when purchasing your extra virgin olive oil. The only way to sell clear glass is in a box or foil.

Taste

You should be able to smell and taste fresh, ripe or green olives in the bottle of extra virgin olive oil. Stale flavours (crayons, rotten nuts) and fermentation should not be found in the final product. It’s important to note that bitterness in fresh green olives is a natural taste and can enhance the flavour of some foods, such as hearty bean soups or tomato sauces.

Manufacturing date

When it comes to EVOO, it doesn’t get better with time. When it comes to olive oil, the fresher it is, the better it is. The fruitiness of fresh oil might be overshadowed by unexpectedly strong flavours of bitterness and pungency. Gourmets and health-conscious consumers alike like these complex flavours, which are a sign of good quality and a source of beneficial polyphenols.

Bottomline

It’s all about checking that label if you want to gain the full benefits of EVOO (and bottle). Even while it may take a little longer to discover the perfect bottle of wine, once you do it is well worth the time and effort.

Ways to measure the impact of leadership development.

Much has been penned about the significance of measuring the impact of leadership development programs or systems. Over the years everyone is looking for practical, meaningful, and effective metrics. Here’s what got settled on for now, and although no one is completely satisfied with any single measure, a combination of these should give you a pretty good dashboard.

Bernard Brozek is a perfect example that can show you the impact of leadership development.

1. Company performance.

The greatest measure, nothing else counts. In most cases, uniform great company performance can usually be featured as great leadership. And of course, terrible leadership is usually the root cause of business defeats.

2. The external perception of leadership.

Outer perception can be measured by awards, such as CEO Magazine “Best Companies for Leaders” and hundreds of individual leadership honors(CEO of the Year, CIO of the year, CFO of the Year, etc) also shows impact.

3. Internal perception of leadership.

Internal perception can be estimated in two ways. First, if you’re using 360 leadership examinations, you can sustain an aggregate score of a single “overall effectiveness” query, or run a report that aggregates the average score for all queries. Second, you can pull queries out of your annual employee survey about leadership and look for year-over-year progress. You can also analogize your leaders to other companies if you’re using queries provided by a third-party vendor, such as Gallop or the Leadership Practices Inventory.

4. Succession planning measures.

Keep a record of the number of key positions filled by internal candidates or the number of “ready now” nominees for each key position (bench strength).

5. Individual Development Plan (IDP) progress or fulfillment.

Track the fulfillment of development activity for key leaders and succession nominee pools.

6. Leadership development training actions.

Use the basic Kirkpatrick measures, satisfaction, knowledge, behavior modification, and business outcomes. Easier said than done for the last one, but it works in some circumstances. For instance, you would expect a decrease in turnover and progress in sales after the implementation of a prosperous sales manager hiring or coaching program.

7. Finally, the most manageable measure and perhaps the one that has the biggest impact on your funding and career possibilities: ask your key stakeholders. Regular meetings with your top leaders and other key stakeholders will ensure you’re struggles are hitting the mark. These meetings are a great way to constantly assess current and future needs, communicate your achievements, and check for satisfaction.

To get a personal loan without any hassle contact the money lenders in Toa Payoh Central

There are many options for people to get loans but they need to find one which is easy and convenient. Where banks can be a hard option, there are money lenders that provide quick personal and business loans. They don’t ask for much documentation or high-interest rates and quickly go with processing where the borrowers get the loan without many efforts

What are the main purposes behind the people applying for a personal loan? 

There is not one but many reasons to have a personal loan such as to finance a big purchase, to fulfill some emergency expenses, or to consolidate debt. Personal loans are convenient and can be returned in easy installments but along with the interest as per the policy of the loan. The interest on a loan is determined by creditworthiness and some other factors. The purpose of the loan should be evaluated by the borrower so that you don’t apply for a loan without any reason which becomes hard to pay later.

The basic requirement of a personal loan

  • The necessary household repairs 

There is certainly a time when house repairs cannot be avoided for the safety of your health. There can be emergency issues at your house when you need to consider having a personal loan. Some of the major issues include broken air or heating conditioner, gas leak, blocked pipe, etc.

The money lenders can help you much more easily than the banks to have a personal loan and resolve your issues as early as possible.

  • Financial health expenses

A health emergency can arrive at any time. There can be an accident or some major health problems that require immediate medical assistance where the expenses cannot be avoided. At such time you need to have a personal loan and keep you and your family safe from any type of issues.

  • For covering the moving cost

Shifting from one locality to other is quite expensive and the major expense is to cover the moving cost. Don’t worry a personal loan can help you in the best way.

You should understand what are your requirements and if it’s essential then only apply for a loan. Although there are companies that are good at personal loan in toa Payoh central can provide you with quick loans which can be paid off with convenient installments. So you don’t need to worry much about paying off your loan.

Kevin Mulleady Talks About Developments and Advances in the Medical Industry

Kevin Mulleady Discusses New Advancements in the Medical Industry

Kevin Mulleady’s newest undertaking is Altru-Sciences, a biopharmaceutical company focusing on patients with unmet needs. Throughout his career, Mulleady has seen the medical industry advance and observed how these changes have affected patients from all over the world. His interest has not only helped him forge a new path in the market but it’s also brought new opportunities along with it. He shares his insights about the past in an effort to understand both the present and the future better.

What’s New and Now

The medical industry has gone through a lot of turmoil over the past few decades. Pharmaceuticals, technology, research, biology, and chemistry are just a few fields that require convergence in order to improve patient care. This was a merging of the minds in some respects, but it caused a good deal of conflict too.

Mulleady of Altru-Sciences may have earned his degree in Mechanical & Aerospace Engineering, but he’s kept a close eye on the fluctuations of the healthcare sector. What he saw was certainly a lot of controversy, but there was a lot of potential as well. This double-sided coin inspired him to become a founder and co-founder in a variety of businesses that would ultimately support patients without a lot of options for care.

Unmet Patient Needs

There’s a degree of disconnect in healthcare that has made advancements difficult for healthcare professionals, and it all begins with what the sector chooses to focus on. Certain causes and conditions are well known in the public eye. From diabetes to breast cancer, these disorders get the funding and attention they need to improve treatment options.

Mulleady has tracked how the publicity results in action and what that has meant for patients who desperately need the results. For decades, some people were met with cutting-edge treatments that pushed the boundaries of science. Others were met with little more than guesses and a hope for the best. They were left to struggle on their own or seek out alternative treatments.

In more recent years, though, Kevin Mulleady of Altru-Sciences has started to see a change in how different kinds of patients are addressed. He’s starting to see more startups emerge that address the less ‘popular’ conditions that have been largely avoided. These startups rely on everything from the latest studies to smartphone technology to provide more sustainable solutions.

This reimagining of how patients are treated is where Mulleady’s passion lies. He looks for treatment options that treat rare or otherwise ignored issues. This is a way to even the playing field for everyone, ensuring that more people get access to the medications, devices, and procedures that will ultimately help them defeat (or at least manage) their condition.

Finding a Balance

Despite the many advancements in patient care today, treatment remains largely uneven. Doctors and other healthcare professionals operate under various circumstances, based on everything from their initial training to organizational constraints.

Ultimately, this has meant that different people can approach the same problem with wildly different approaches — some of which are more effective than others. Kevin Mulleady didn’t want to see the advancements go to people who already had access to the best possible care.

What he wanted to see was a better sense of balance. From the patents under his portfolio umbrella to the funding of rare children’s diseases research out of his own pocket, his mission was to be a part of the latest developments and ensure they went into the hands of people who needed them the most.

Mulleady has been involved in a number of ventures, including consulting, biotech, and fintech. His whole career has been about keeping up with evolving markets and then analyzing them to see where and how they fit into the lives of people from every background. As Altru-Sciences moves forward, he’ll continue to find ways to push the boundaries, particularly for those patients who don’t always get the kind of publicity they deserve.

Best Tips for Building a Good CV for a Student

Whether you are looking for an internship, a student job, or your first job, you will need to pay particular attention to the preparation of your whole application. If writing the cover letter often apprehends students and young graduates, the curriculum vitae should not be neglected. One does not go without the other, both documents are complementary. But the CV is all the more important since it triggers the first impression of the recruiter.

Make a Beautiful CV

Does this advice seem too simple to you? However, it works! You need to get the recruiter’s attention if you don’t want your application to fall through the cracks. Make an attractive, modern, elegant and unique CV. The internet is your friend to find a good cv student template. You just need to choose the right online CV generator that proposes perfect CV examples for students. A good resume allows you to integrate all your information while remaining good-looking. It is therefore necessary to find the right balance between practicality and elegance. Admittedly, not everyone is a graphic designer, but CVs that respect a certain aesthetic are more likely to end up in a job than basic ones. It is not easy to make your first CV but a CV creator can really help. Remember that recruiters receive dozens of applications at a time and most applicants already have experience. It is then important to stand out from the crowd on all levels, starting from the appearance and the structure of your resume.

Do not Forget any Experience

The form is nice, but the recruiters want information that shows you are the right fit for the position! As a student or a young graduate, chances are that you do not have a lot of experience in the field for which you are applying. To put the odds on your side, do not forget absolutely any professional experience or any interesting information about you. This may seem trivial or unnecessary to you, but it is nevertheless essential. This will allow you to stand out from a student who has neglected it. Whether it is your ninth-grade internship, work experience, volunteering or something else, nothing should be overlooked. These experiences will inform recruiters that at least you have already worked even if it does not correspond to the field in which you are applying. This will attract their attention and may make them want to meet you.

Samir Allen Farhoumand Educates Others on Optimizing Your Global Supply Network

Samir Allen Farhoumand works with many companies to help enhance their supply chain system, particularly globally. However, so many companies make mistakes when expanding to a global network that could set them back for years. He recently discussed a few simple ways to transition to a global supply chain network that could help minimize your growing pains. These concepts help make your success easier to obtain.

Several Simple Steps Samir Allen Farhoumand Believes You Must Take 

The most challenging element of the global supply chain is creating an overall strategy that makes sense for your needs and your business design. Unfortunately, too many companies take old-fashioned concepts or national supply chain ideas for granted and try to apply them to a global situation. Samir Allen Farhoumand claims that this mistake is considerable and will impact your success in many negative ways. 

How can you expand your national thinking into a global concept? Start by thinking of each new country you serve as a base for operation. Set up different supply chain councils in each of these areas to handle things on a national level. The committees should consist of people local to these areas to help make it easier for them to understand transportation and material access more easily. 

A group of councils like this may seem like you’re putting too many cooks in the kitchen. And it can be a problem, Samir Allen Farhoumand states, if you don’t produce a coherent and meaningful strategy for each country to follow. For instance, if one area provides you with raw materials for production, focus on enhancing production and delivery efficiency by finding better transportation methods.

Cross-functional communication will be the most challenging element of this process. This concept refers to opening reasonable paths of discussion across different areas of your supply chain. For example, language barriers can cause confusion or even outright mistakes in a global situation. Even worse, some areas may use different production and storage methods that may impact 

In this situation, Samir Allen Farhoumand suggests producing singular techniques and control methods that your team has to follow to ensure everything goes smoothly. First, meet with each of your councils via Zoom or other group meeting methods and present these concepts. Then, ship guidelines to each group, going over each point carefully to ensure that everybody fully understands what must be done here. 

In this situation, think of your global supply chain as an expansion of your national network, albeit one with much longer lines of shipping. Each of your countries (and each of its shipping sites) should be treated like large states and their cities as you would any in the US. In a way, you’re thinking of the world as one large country from which you can draw supplies, ship your goods, and keep your business thriving.

Bruce Stanko explains how to file a patent in 6 steps

Bruce Stanko is inventive. And he has the paperwork to prove it.

The retired CEO owns two patents stemming from his work in the medical field. The Erie, PA inventor has spent his entire career in the industry, managing and operating two companies that develop medical products. He has even been honored for this work. In 1992, he was named Pittsburgh Business Man of the Year for these patents and other accomplishments.

To say Bruce Stanko understands the U.S. patent process is an understatement. Obtaining a patent can be a long, complex journey. On the surface, it can seem intimidating. Fortunately, he can help. 

Using his experience, Bruce Stanko breaks down how to file a patent in six easy-to-follow steps.

Understand your invention

First, you need to know your invention inside and out. Start by determining what is new and useful about your product, focusing on how it differs from options currently available on the market. Then, consider other uses. With additional modifications, can other fields benefit from your work? Asking this question upfront provides better protection, more strategic advantages, and an overall more valuable patent.

Research your invention

Patents are only issued for unique products. It requires absolute novelty. Before investing any more money, conduct a search to see if your idea already exists. Comb through publications, presentations, brochures, or online search engines. You can even search directly with the United States Patent and Trademark Office (USPTO). In fact, the USPTO requires any applicant to disclose these findings.

Choose the right protection

All patents are not created equal. There are actually three types. Utility patents are the most common, covering any new process, machine, composition of matters, or article of manufacturing. As the name implies, a design patent protects an original or ornamental design for an article of manufacturing. A plant patent exclusively applies to new varieties of plants or other horticulture. Knowing what intellectual property protection you need is important.

File provisionally and quickly

Time is of the essence. As Bruce Stanko points out, the U.S. is a first-to-file process. Being first to invent is meaningless without a patent. A provisional patent helps you move faster. This generates a layer of protection against claims that another person had an idea first. Provisional patents are held for a full year.

Draft the complete application

A provisional application grants you time as you gather information and prepare for the formal process. Bruce Stanko advises that specificity is key. On average, a complete review of a patent can take one to three years. Get it as close to comprehensive as possible on the first try, avoiding unnecessary mistakes and errors. Among other things, you’ll be required to include an abstract, summary, detailed description, and the legal scope of your proposed patent. 

Consider a patent attorney

The DIY approach isn’t always the best. There’s no shame in needing a little help. Adding the assistance of an experienced attorney can make the entire process much more simple. They will be able to handle a lot of the details and communication on your behalf. Also, through their experience, they can perhaps limit costly mistakes.

The dos and don’ts of corporate gifting

Choosing or giving corporate gifts is a lot more complicated than the usual practice of gift-giving. There is a certain etiquette that needs to be followed and rules that govern this act of gift-giving. When you’re faced with the task of giving a corporate gift to a client, a business partner, or your employee there is a list of dos and don’ts that need to be considered.

1. Using your logo to brand your gift

Do’s: While putting your logo on the gift make sure you keep it tasteful. The size, colour, and positioning of the logo on the object all matter. So make sure you keep it simple and elegant.

Don’ts: Make absolutely sure that you are not representing the brand poorly. Using oversized logos, colours that are not compatible can show your company in poor light.

2. When to send

Do’s: Certain times are considered appropriate for giving corporate gifts. Immediately after an important meeting, after making an important deal, or in case of a special occasion or holiday are all appropriate instances to give away corporate gifts. This way you can ensure that your company is on top of their mind.

Don’ts: One of the most important rules of corporate gift-giving is that you show your appreciation and that you want them to continue working with you, but never come across as giving a bribe.

3. Picking the right gift

Do’s: Make sure you pick something relevant to the occasion on which you’re giving the gift. If it’s a regular client or an employee whom you know well you can gift something a little more personal.

Don’ts: Ensure that your gift doesn’t come across as too promotional. Instead of a selling technique, it should be more of a sweet gesture

4. Gifting one person

Do’s: It is important to show your appreciation and also that you care. If you tend to work with a specific contact in the other company, choose something small and in some way related to their interests.

Don’ts:

If you work with several people in the organization, make sure you pick equal or the same corporate gifts. Don’t give the impression of playing favourites.

5. Gifting an entire office

Do’s:

Treats, snacks, cake, etc. are a good choice when you want to gift an entire office. The most important thing is to send something that will be appreciated by a wide variety of people.

Don’ts:

Don’t go overboard. Opt for something small. Do not send gifts that can be mistaken as promotional material.

All you need to know about Bad Credit Loans

What are Bad Credit Loans?

A Bad Credit Loan is a type of financing for people with bad credit history. Such a loan is unsecured, expensive and repayable within 1-7 years.

What are bad credit loans?

There are now a large number of borrowers with bad credit who need financing and cannot get a traditional loan from a bank or credit union. That is why it became necessary to create a new credit product – Bad Credit Loan.

A Bad Credit Loan is a type of fixed rate financing for borrowers who have a low credit rating. These Loans often do not have many criteria and are unsecured, which means you do not need to provide collateral in order for your application to be approved. Typically, lenders look at things like debt-to-income ratios, credit report, and credit rating in order to decide whether to grant you a loan. Often a bad credit score is between 300 and 629 on the FICO scale.

Although it will be difficult for you to get a Personal Loan with bad credit, it is still possible. The great thing about a Personal Loan is that you can spend it on anything from urgent purchases to debt consolidation. However, a borrower who has a good or excellent credit history is much more likely to get approval. Also note that with bad credit you will likely end up with high interest rates that can be difficult to pay off. Since Bad Credit Loans are repaid in regular monthly installments of 1 to 7 years, you must ensure that you can repay the loan before applying.

What are Bad Credit Loan rates?

As already mentioned, often Bad Credit Loans have high interest rates. The worse your credit is, the less favorable offer you will receive. Explore the potential rates that borrowers with low and high credit scores will receive:

Your credit scoreScore rangeAPR you can get
Excellent720-85010-12%
Good690-71917-18%
Fair630-68923-24%
Bad300-62928-30%

What are the basic requirements for getting a Bad Credit Loan?

While credit score is an important factor for most lenders, many of them take other points into account. For example, important factors are your income and its stability, employment history, existing debts that you have, and so on.

In order to increase your chances of getting a loan, it is advisable that you have a good and stable income. It is also important to pay off existing debts before applying, if possible. If the lender has a minimum credit account requirement, it is advisable that you have a higher than required.

What are the repayment terms for Bad Credit Loan?

Of course, the loan repayment period can vary depending on the loan amount, interest rate and the lender chosen. You can come across terms from 1 to 7 years, but most often lenders offer loans from 2 to 3 or 5 years. Before you apply, remember that the longer the repayment period, the more interest you will pay on the loan.

What is the cost of a Bad Credit Loan?

Surely you understand that Bad Credit Loans have rather high interest rates compared to other loans, as they are more risky for the lender. In order to find the best interest rates, it is important to compare offers from different lenders.

There are two main points that affect the cost of a loan, these are APR and monthly payments. The annual percentage rate is similar to the interest rate, but it also includes any fees charged by the lender, such as prepayment fees or loan origination fees. Monthly payments can also be different and vary depending on the loan amount and terms.

How can I get a Bad Credit Loan fast?

In order to get a loan as quickly as possible, it is recommended to apply specifically online, as you will save time searching for a lender near you, and you will not have to visit his office. However, the financing of the loan can take from 1 day to a week. If you meet the basic requirements, you can get approval even on the day you applied. However, in some cases, lenders may ask for additional documents such as pay stubs in order to approve your application.

Read the full article on “Bad Credit Loans” on COMPACOM.

Concrete Patios – Using Stamped Concrete to Design Your Patio

Concrete patios have gained popularity over the years for their functionality and attractive design options. Concrete Patios Denver offers homeowners an easy and inexpensive way to spruce up their outdoor space without a lot of additional expenses. These patios are usually made out of concrete, but there are also concrete pavers that you can use to create an attractive patio surface. Concrete patios provide a cost-effective way to create a fantastic outdoor area in your backyard. Concrete patios tend to weather longer than most other types of decks because of the material they are made out of.

Stamped concrete, also called decorative concrete, is just regular concrete with a specific pattern, design, or color stamped into it before it curing that looks like some stone or flagstone pavers. It is generally used on concrete patios, driveways, pool decks, walkways, and paths. The color of the pattern will determine if it will weather faster than usual. The more colors in the pattern, the quicker it will weather, so choose wisely. If the stamped concrete looks like a pebble beach, then it probably will not last too long.

There are a variety of different decorative concrete designs available on the market today.

They include everything from simple stamped concrete designs to elaborate concrete structures with abstract patterns. There are various ways that homeowners can utilize decorative concrete to make their patios even more appealing. If you want a patio that will hold up well for many years, then you may want to consider concrete pavers as a solution. Pavers will help seal the surface and provide a protective barrier against water and stains that can cause damage to your pavers over time.

Colored Aggregate

One of the most common ways to use decorative concrete on a concrete patio is by using colored aggregate. Most decks will be rectangular, so you will want to select a pattern that does not require you to create a replica of the traditional patio floor pattern. In choosing colors, you will want to pick colors close to the color of the bricks found in your area. For example, if you live in the southern states where granite is more commonly used, you will probably want to purchase a kit that includes crushed granite pieces to create a colored aggregate slab on your own. The good thing about this concrete patio swing project is that there is no limit to the colors you can use. The other great thing about it is that it does not require much labor to create these beautiful patios.

Unique Patterned or Stamped Concrete

Another way that you can create a beautiful outdoor living space on your patios is by selecting a particular patterned or stamped concrete. This is a great way to give an outdoor area a unique look. You can use this type of decorative concrete on the edges of your patio, and it can also be used as a border around your patio. Some kits include this type of Stamped Concrete Denver, allowing you to do the installation quickly.

Most people use concrete stamping to create a patterned design that will wrap around their existing concrete surface. There are two options when it comes to this type of decorative concrete overlay. First, you can choose to have the entire decorative pattern stamped directly onto your existing concrete surface, or you can choose to purchase a pre-fabricated stamped concrete overlay. These are pre-made designs that will allow you to save money and create a beautiful-looking outdoor living space.

The stamped concrete patterns that you can choose from include various textured prints. Many different textured designs are available, including:

  • brick lettering
  • brick dust
  • brick and mortar swirls
  • foil stamping
  • abstract textured patterns

Some of these textured patterns can also be created using stencils. Stencils for concrete are often purchased in kit form, so you do not have to worry about buying all the necessary supplies to complete the project.

You can choose one of the many different styles of stamped concrete tiles to decorate your patio. You can add brick trim around your pool or place a faux marble countertop next to your outdoor fireplace. These are just some of the possibilities available. You can buy stamped concrete tiles in kits that include the necessary tools and materials to install the stamped concrete as well as the textured pattern to match your existing home. You can find affordable kits with all the supplies required to remodel or design your own perfect outdoor living space.